Latest Articles from Mt. Pleasant Financial

Check out the latest blog posts from Mt. Pleasant Financial

Featured Articles

Image for First Home Buyers in Geelong: Why Right Now Could Be Your Moment

11th June 2026

First Home Buyers in Geelong: Why Right Now Could Be Your Moment

Understanding what support is actually available and how current market conditions shape your buying power across Geelong and beyond

Image for The Australian Budget Drew a Line in the Sand for Housing

14th May 2026

The Australian Budget Drew a Line in the Sand for Housing

The Federal Budget handed down on 12th of May has created plenty of debate around property, investing, tax, and what fairness in Australia actually looks like.

Image for Interest rates aren't going to fix everything.

6th May 2026

Interest rates aren't going to fix everything.

We need to start expecting more from people that are in charge, it can't all be on the RBA.

Image for Avoid These Off-the-Plan Property Finance Mistakes

6th May 2026

Avoid These Off-the-Plan Property Finance Mistakes

Essential home loan considerations for Geelong residents purchasing off-the-plan properties before settlement day arrives

budget

Image for The Australian Budget Drew a Line in the Sand for Housing

14th May 2026

The Australian Budget Drew a Line in the Sand for Housing

The Federal Budget handed down on 12th of May has created plenty of debate around property, investing, tax, and what fairness in Australia actually looks like.

housing

Image for The Australian Budget Drew a Line in the Sand for Housing

14th May 2026

The Australian Budget Drew a Line in the Sand for Housing

The Federal Budget handed down on 12th of May has created plenty of debate around property, investing, tax, and what fairness in Australia actually looks like.

investing

Image for The Australian Budget Drew a Line in the Sand for Housing

14th May 2026

The Australian Budget Drew a Line in the Sand for Housing

The Federal Budget handed down on 12th of May has created plenty of debate around property, investing, tax, and what fairness in Australia actually looks like.

Recent Articles

Image for First Home Buyers in Geelong: Why Right Now Could Be Your Moment

11th June 2026

First Home Buyers in Geelong: Why Right Now Could Be Your Moment

Understanding what support is actually available and how current market conditions shape your buying power across Geelong and beyond

Image for Interest rates aren't going to fix everything.

6th May 2026

Interest rates aren't going to fix everything.

We need to start expecting more from people that are in charge, it can't all be on the RBA.

Image for Avoid These Off-the-Plan Property Finance Mistakes

6th May 2026

Avoid These Off-the-Plan Property Finance Mistakes

Essential home loan considerations for Geelong residents purchasing off-the-plan properties before settlement day arrives

Image for Selling Your Home in Times of Uncertainty

1st May 2026

Selling Your Home in Times of Uncertainty

What to consider when buying in times of uncertainty

Image for Home Loans to Move Closer to Family in Highton

22nd April 2026

Home Loans to Move Closer to Family in Highton

What to consider when buying in Highton to be near parents, grandparents, or adult children who've settled in the area.

Image for Investment Loans: Fixed, Variable, and Split Options

15th April 2026

Investment Loans: Fixed, Variable, and Split Options

Understanding the key differences between fixed, variable, and split investment loan options to make informed property investment decisions.

Image for A Guide to Purchasing Your Next Home with Confidence

8th April 2026

A Guide to Purchasing Your Next Home with Confidence

Understanding home loan options, rates, and features to help Grovedale and Geelong residents achieve home ownership and financial stability.

Image for Fixed Rate Home Loans: Features and Benefits Explained

31st March 2026

Fixed Rate Home Loans: Features and Benefits Explained

Understanding the key features of fixed interest rate home loans can help Belmont and Geelong residents make informed borrowing decisions.

Image for Everything You Need to Know About Refinance Settlement

25th March 2026

Everything You Need to Know About Refinance Settlement

Understanding the refinancing settlement process can help Geelong homeowners move through their mortgage switch with confidence and clarity.

Image for Fixed vs Variable vs Split: What First Home Buyers Need to Know

19th March 2026

Fixed vs Variable vs Split: What First Home Buyers Need to Know

Understanding the differences between fixed, variable, and split home loan options will help you make an informed decision when buying your first home.

Image for What Are the Benefits of Multiple Offset Accounts?

4th March 2026

What Are the Benefits of Multiple Offset Accounts?

Discover how first home buyers in Geelong can maximise savings and manage their home loan effectively with multiple offset accounts.

Image for Top Strategies to Save Money with Mortgage Refinancing

24th February 2026

Top Strategies to Save Money with Mortgage Refinancing

Discover how refinancing your home loan could help Highton and Geelong residents reduce costs, improve loan features, and unlock equity.

Image for What is an Offset Account for First Home Buyers?

18th February 2026

What is an Offset Account for First Home Buyers?

Learn how offset accounts work with your first home loan and how they can help you save thousands in interest payments.

Image for Smart Strategies to Find Your First Home in Geelong

16th February 2026

Smart Strategies to Find Your First Home in Geelong

Discover proven property search strategies and expert tips to help first home buyers locate the perfect home in Belmont and greater Geelong.

Image for What First Home Buyers Need to Know About Variable Rate Fees

4th February 2026

What First Home Buyers Need to Know About Variable Rate Fees

Understanding the costs and charges associated with variable interest rate home loans for first-time buyers

Image for When to Choose Variable Rate Home Loans in Geelong

27th January 2026

When to Choose Variable Rate Home Loans in Geelong

Understanding variable interest rates and how they work for your home loan application in the Geelong property market

Image for Smart ways to approach fixed rate loans at every life stage

20th January 2026

Smart ways to approach fixed rate loans at every life stage

Understanding how fixed interest rate home loans suit different life stages for first home buyers in Geelong

Image for Why Should Variable Home Loans Change as You Age?

13th January 2026

Why Should Variable Home Loans Change as You Age?

Understanding how variable rate home loans adapt to different life stages and financial circumstances across Australia

Image for Top tips to buy off-the-plan as first home buyers

7th January 2026

Top tips to buy off-the-plan as first home buyers

Essential guidance for first home buyers considering off-the-plan properties in the Geelong market

Image for Refinancing tips to unlock your loan flexibility

1st January 2026

Refinancing tips to unlock your loan flexibility

Discover how refinancing can transform your mortgage into a more flexible financial tool for Geelong residents

Image for Why should you plan your finances before buying a home?

24th December 2025

Why should you plan your finances before buying a home?

Understanding your financial situation and home loan options helps secure the right mortgage for your Grovedale property purchase.

Image for Everything You Need to Know About Refinancing for Education

16th December 2025

Everything You Need to Know About Refinancing for Education

Discover how refinancing can help Geelong families access equity to fund their children's educational dreams and goals.

Image for First Home Buyers and the Home Guarantee Scheme Explained

10th December 2025

First Home Buyers and the Home Guarantee Scheme Explained

Understanding how the Home Guarantee Scheme can help first time buyers in Geelong purchase property with lower deposits

Image for Unlock Investment Loan Secrets for Buying a Duplex

2nd December 2025

Unlock Investment Loan Secrets for Buying a Duplex

Discover essential strategies and loan options for purchasing your first investment duplex in Geelong

Image for What are the Key Tips for First Home Buyers in Geelong?

25th November 2025

What are the Key Tips for First Home Buyers in Geelong?

Essential advice for Waurn Ponds and Geelong residents taking their first steps into homeownership

Image for Smart tips to secure home loans when purchasing a unit

19th November 2025

Smart tips to secure home loans when purchasing a unit

Understanding unit purchases and home loan requirements helps Belmont and Geelong residents make informed property decisions.

Image for Smart tips to secure your investment loan application

11th November 2025

Smart tips to secure your investment loan application

Essential insights for Belmont and Geelong residents looking to expand their property investment portfolio through strategic loan applications

Image for Do you know how to enter Geelong's property market?

28th October 2025

Do you know how to enter Geelong's property market?

Essential guidance for first home buyers in Highton and greater Geelong looking to secure their property market entry.

Image for The Key Features to Look for in Investment Property Loans

21st October 2025

The Key Features to Look for in Investment Property Loans

Understanding investment loan features helps Geelong property investors make informed decisions about their real estate financing options.

Image for Top Strategies to Secure Auction Properties with Bridging Loans

15th October 2025

Top Strategies to Secure Auction Properties with Bridging Loans

How Waurn Ponds and Geelong residents can access bridging finance to purchase auction properties without selling first

Image for Self-Employed Home Loans: Avoid These Application Mistakes

2nd October 2025

Self-Employed Home Loans: Avoid These Application Mistakes

Understanding lender requirements and documentation needed for self-employed borrowers seeking home loans in Australia

Image for Top 8 Ways to Use Extra Repayments & Cut Your Home Loan

2nd October 2025

Top 8 Ways to Use Extra Repayments & Cut Your Home Loan

Discover proven extra repayment strategies to reduce your home loan term and save thousands in interest payments.

Image for The Ins and Outs of Investment Loan Risk Assessment

2nd October 2025

The Ins and Outs of Investment Loan Risk Assessment

Understanding how lenders evaluate investment property loan applications and what factors impact your borrowing capacity in Geelong.

Image for The smartest way to finance your dream holiday home

2nd October 2025

The smartest way to finance your dream holiday home

Understanding home loan options and requirements for purchasing your perfect getaway property investment

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Newtown, Geelong

The Trustee for Hudich Family Trust ABN: 93 784 435 590. Credit Representative #521140 is authorised under Australian Credit Licence #389087

Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.